Insights & Updates
Industry insights, product updates, and best practices from the Reggora team.
Fannie Mae & Freddie Mac's UAD 3.6 Policy Exception: What Lenders Need to Know
The GSEs are offering a one-time policy exception for Sellers who can't meet the November 2 UAD 3.6 mandate. What was announced, who has to request it, how the process works, and why March 1, 2027 is the date that really matters.
Video: Brian Zitin on Launching a Free Home Inspection Platform
Reggora CEO Brian Zitin joins HousingWire Daily to explain why an appraisal technology company launched free software for home inspectors, and how it connects to 24-hour appraisals and UAD 3.6.
Six Benefits of Automating Appraisal Review
Automating appraisal review clears 70% of appraisals in seconds. The six benefits (reviewer capacity, cost per loan, turn times, consistency, bias screening, auditability) plus the repurchase warranty most review vendors don't offer.
Best UAD 3.6 Appraisal Software: How to Choose
UAD 3.6 is mandatory now. Here's how the main UAD 3.6 appraisal software options compare, the eight criteria that separate them, and the vendor questions that expose a converter dressed up as a native platform.
Hybrid vs. Desktop Appraisal: What's the Difference?
Hybrid and desktop appraisals are both full appraisals with reduced-scope inspections; the difference is the data. A side-by-side comparison of who inspects, eligibility, forms, turn times, and when to use each.
What Is an Appraisal Management Company (AMC)? A Lender's Guide
An appraisal management company (AMC) is a third-party firm that manages the appraisal process for lenders. What AMCs do, what they cost, how they're regulated, and when software is the better fit.
What Is a Reconsideration of Value (ROV)? A Complete Guide for Lenders
A reconsideration of value (ROV) is a formal request asking the appraiser to re-examine their opinion of value based on evidence. How the process works, what succeeds, and what the aligned rules require.
Appraisal Management Software: The Lender's Buyer's Guide
What appraisal management software does, how it compares to AMC outsourcing and manual workflows, the capability checklist, and the vendor questions that matter, including UAD 3.6 readiness.
What Is Value Acceptance? Appraisal Waivers, Explained for Lenders
Value acceptance (formerly appraisal waiver) means the GSE accepts an eligible loan without an appraisal. How the offer works, the property-data variants, and when to exercise it, or not.
What Is a Hybrid Appraisal? A Complete Guide for Lenders
A hybrid appraisal is a full GSE-recognized appraisal where a trained data collector inspects the property and a licensed appraiser completes the valuation. How it works, who qualifies, and what UAD 3.6 changes.
When Is the Appraisal Fee Paid? (And Who Pays It)
The appraisal fee is typically paid by the borrower after intent to proceed; federal rules bar collecting it earlier. The timeline, refund rules, and how lenders handle collection.
What Is a Desktop Appraisal? A Complete Guide for Lenders
A desktop appraisal is a full GSE-recognized appraisal completed without a property visit. How it works, who qualifies, the floor-plan gotcha, and what UAD 3.6 changes.